Why we built Sheetful

Most personal finance apps make a choice: either link your accounts and trust us with everything, or do it manually and spend an hour every Sunday.

We built Sheetful because neither option is good enough for people who already live in spreadsheets.

The problem with existing options

Tiller Money is the closest thing to what we built. It works. But at $79/year, it prices out the people who most need it, people who are just starting to get serious about their finances.

Mint shut down. YNAB is excellent but requires you to live in their app. And every manual export tool treats "syncing" as something that happens once a day if you're lucky.

What we built instead

Sheetful syncs bank transactions into your spreadsheet on a schedule that depends on your plan. Premium accounts get automatic daily sync via Plaid; Free syncs manually when you choose.

Templates give you useful columns and categories out of the box. The web app at sheetful.io is where you connect banks, pick a template, and manage sync. Your Google Sheet or Excel workbook remains the workspace you edit.

What we didn't build

We didn't build another budgeting app. Your spreadsheet is your spreadsheet. We fill it with real data and keep merchant names readable on every plan.

We didn't try to replace your sheet with a separate dashboard. The sheet is the model; the app handles connections and sync.

We didn't add AI. Not because we couldn't, because the people we're building for don't need their spending patterns summarized for them. They can read.

What's next

We're working on better template coverage, merchant name cleanup, and a faster onboarding flow. If you have a specific template you'd like to see, email us.